Conventional Programs

These loans are great for any borrower – both first-time home buyers and buyers with existing homes looking to purchase a second home, an investment property or just planning to refinance their current mortgage. Hill Mortgage specialises in conventional loans which include the following benefits:

  • The ability to purchase with as little as 3% (when owner-occupied).
  • Various fixed-rate mortgage options fixed on 10 to 30 year terms.
  • Adjustable Rate Mortgages (ARMs) which are available with low interest rates and adjusted payments over time.
  • A possibility to remove your mortgage insurance.
  • A minimum credit score of 620.

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