If you are looking to explore home options in rural areas, Hill Mortgage offers borrowers with low or moderate income a variety of affordable housing finance options with little or no down payment or out-of-pocket costs. These include the following advantages:
- $0 down payment
- A minimum credit score of 620
- Only credit score per borrower, not multiple.
- USDA loans allow borrower’s closing costs to be supplemented by the seller.
- A fixed-rate for 30 years