Hill Mortgage FAQs
Q: Do big banks and large mortgage companies have better rates and products?
A: No. We work with numerous wholesale providers, we typically provide a product that’s better, faster and cheaper.
Q: Do you charge an additional fee?
A: No. We work with multiple wholesale channels to secure the best selection of products & pricing.
Q: Are you licensed?
A: Yes. Our team goes through a rigorous licensing process and does annual continuing education.
Q: My bank says it will take 45-60 days to close. How long does it take Hill Mortgage?
A: We close loans in an average of 19 days. Speed is a differentiator for home buyers looking to get their offer accepted.
Q: Is your pre-approval process thorough?
A: Yes. We take our pre-approvals SERIOUSLY. We thoroughly vet & collect documents to ensure a TRUE pre-approval.
Q: Do you help self-employed borrowers?
A: Yes. We pride ourselves on our self-employed lending expertise.
Q: Do I submit documents online or in-person?
A: We have a secure online portal for taking your application and collecting documents, but we can also gather documents in person.
Q: What states does Hill Mortgage lend in?
A: Michigan & Florida.
Q: There’s lots of lenders. Why should I work with Hill Mortgage?
A: Service, speed & expertise. 175 Five-star Google reviews, 19 days average close & the most experienced team of loan officers, processors, former underwriters, financial analysts and small business experts.