FHA Loans

If you are in need of a low down payment option or are interested in flexible credit score requirements to purchase or refinance a home, there are many options that our specialists at Hill Mortgage are proud to present. One of them is the FHA Streamline program which requires a reduced documentation load and less underwriting compared to other programs. Among the other programs are the following benefits:

  • Down payments as low as 3.5%
  • A minimum credit score of 580
  • Many fixed-rate mortgage options available with 10 to 30 year terms
  • Adjustable Rate Mortgages (ARMs) which are available with low interest rates and adjusted payments over time

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