Hill Mortgage FAQs

Q: Do big banks and large mortgage companies have better rates and products? A: No. We work with numerous wholesale providers, we typically provide a product that’s better, faster and cheaper. Q: Do you charge an additional fee? A: No. We work with multiple wholesale channels to secure the best selection of products & pricing. […]

Residential Real Estate Market & Interest Rate Update

Q: What will interest rates do over the next 12-36 months? A: Who knows? Notes/Thoughts: Rates are still historically low. The consensus believes rates will continue to increase for the foreseeable future. The Fed has indicated it’ll continue to increase the federal funds rate in an effort to curb historic inflation. Steer clear of anyone […]

Credit Score: Why It Matters and 3 Ways to Boost Yours

The idea of owning a home is great incentive to get your finances in order. Obtaining a mortgage for your dream house—or any house—depends largely on your credit score, so your to-do list should include making sure that number is sufficient to qualify for a loan.   Credit score is a three-digit number on a […]

Dream Team: Hill Mortgage-UWM Partnership Means Better, Faster, Cheaper Loans For Clients

In September, our leadership team had the privilege of attending a networking event for mortgage company owners at United Wholesale Mortgage (UWM) headquarters in Pontiac. The success track seminar hosted independent mortgage company heads from all over the nation and featured a dozen speakers, namely President and CEO Mat Ishbia and other members of the […]

Pre-Approved vs Pre-Qualified: Knowing the Difference Can Make All the Difference

Picture this: You’re casually house hunting and want to know what you can afford when you’re ready to buy. Getting pre-qualified for a mortgage seems simple enough with the click of a button on any number of online calculator sites. But that figure can throw you off. The accuracy—and implications—of an estimate depend on more […]